WELCOME 2019 WITH A BANG! Checklist for First-Time Home Buyers

January 1, 2019



There’s plenty to look forward to as a first-time home buyer, from browsing houses online to touring prospective neighborhoods. But after the initial excitement of deciding to take the plunge, what comes next? How long will it be before you’re picking out paint colors and introducing yourself to the neighbors?


We have put together what to expect as you make your way from house-hunt to moving day.

  • Determine how much you can afford

  • Get pre-approved

  • Search for a home

  • Find a real estate agent

  • Visit open houses and tour homes

  • Submit an offer

  • Get a home inspection

  • Get an appraisal

  • Renegotiate

  • Close the sale.

Navigating new territory

Purchasing a house is one of the biggest personal and financial decisions you’ll make, and often one of the most complicated. There are new legal terms to learn, like contingency and escrow, and people to meet, from mortgage lenders to real estate agents. Plus, there’s a seemingly never-ending series of steps to navigate. With so many parts, it’s no wonder many first-time buyers start out unsure about what lies ahead and how long it will take.

The best thing you can do is begin with a birds-eye view of the process. Understanding the basic steps will give you a sense of control from the start. Armed with your road map, you can relax and focus on each stage as it arrives.

Counting down to moving day

You can expect the entire home buying process take several months from start to finish. The exact speed will depend on individual factors like the local housing market. Planning for a longer journey means it will be easier to stay patient throughout.

Your first step, mortgage pre-approval, can take 30 days or more, according to Credit.com. That’s when the fun begins — and the searching. The National Association of Realtors reports that it takes on average 10 weeks for buyers to find the house they’ll likely buy.

When you find “the one,” the Home Buying Institute notes negotiation with the seller can take under a week, but with the emotional stakes at play it might well feel like longer. Once an offer is agreed upon, the closing process typically takes 30 to 60 days.

Although the road ahead may seem daunting, you’re not alone. The report by the National Association of Realtors suggests that more than a third of all American home-buyers are navigating the system for the first time.

The power of being informed

The smartest way to start your house hunt is with information. That’s why we’ve put together our “Essential checklist for first-time home buyers.” In it, we break down the stages that comprise the path to ownership, from determining how much you can afford to closing the sale. We’ve also included some extra tips and stats about the home buying process.





WHY Choose Fresno Metro Area


Fresno is an agricultural and minor banking and financial center for the San Joaquin Valley, the southern half of California’s famed agricultural Central Valley. Agriculture and some light manufacturing round out the private employment picture. The California State University at Fresno, or “Fresno State,” adds some college-town life including sports and arts activities, but it doesn’t have much influence on the look or atmosphere of the town. The city core, once neglected, has been renovated and some projects are still underway. A few nice older neighborhoods spread north, but much of the rest of the area could be described as “functional” and not very interesting, and some are downright gritty.





The unemployment rate in Old Fig Garden is 9.4% (U.S. avg. is 5.2%). Recent job growth is Positive. Old Fig Garden jobs have increased by 2.33%.



Compared to the rest of the country, Old Fig Garden's cost of living is 24.90% higher than the U.S. average.



Old Fig Garden's population is 5,186 people. Since 2000, it has had a population growth of 5.00%. Learn More...



Average Commute time is 20 minutes. The National Average is 26 minutes.



The median home cost in Old Fig Garden is $345,000. Home appreciation the last 10 years has been 7.82%. Check out the homes in the area or Find top agents in Old Fig Garden



Old Fig Garden public schools spend $10,767 per student. The average school expenditure in the U.S. is $12,383. There are about 24.2 students per teacher in Old Fig Garden. 



Housing Market in Old Fig Garden

It's a good time to buy in Old Fig Garden. Home Appreciation is up 7.8% in the last 12 months.


  4688 N Thorne Ave,Fresno, CA 93704


FOR SALE: $362,500

Zestimate®: $420,406


Look no more! You can live in this immaculate, renovated home in the Old Fig Garden Neighborhood just walking distance to Fig Garden Village and Christmas Tree Lane. This stunning and spacious 4 bedroom 3 bath home features a refreshing pool with resort like backyard perfect for entertaining in the summertime, owned solar panels, newer tile floors and laminate wood flooring throughout. Also features granite counter tops, stainless steel -high end appliances, a secluded master suite with bathroom that is privately set away from the other bedrooms which can be used as a in-law attachment or separate living quarters. An over sized lot with a park like setting, an outside fireplace, RV parking set up, security gate and much more. Don't wait, you have to see this beautiful home for yourself!

 Invite your friends and family...come and join us for some refreshments and get the chance to view my Home Sweet Home & Meet other Members of our Community.